I have had several instances of sail sag due sail halyard pulling through the cleat at the top of the mast.
This happens mostly in strong gusty conditions or when the mast head has gone into the water, not necessarily a capsize. One memorable incident was after a full 180 flick flack, from in on starboard side straight over to in on port side.
My upper mast has the port side mushroom, just above the join with the lower mast.
But the last online rigging manual I looked at, late May, simply showed the halyard tail passing around a mushroom on a very short section of mast; not exactly clear which, upper or lower section!!
I have now had the boat 7 months, but only in May did I spot the mushroom up the Port side, and realise its true significance, when doing a dry test hoist of a 9 sail.
By wrapping the halyard tail around the mast the halyard is kept firm in the mast head cleat, and the halyard tail does not flap loosely when the mast is subsequently bent, as it will be, when any kicker tension is applied.
Any mast bend reduces the direct distance between the upper & lower cleats, allows the halyard tail to flog, against the luff of the sail, not good, & over a long race or series of (Sunday club) races will loosen the halyard grip in the upper cleat; and sail sag!!
RS I don't think this can be stressed enough, and that the May edition of the on-line rigging guide just does not give sufficient emphasis to this.
A diagram showing the full halyard & tail run, together with suitable text to emphasise the importance of such routeing would, in my opinion, save a lot of grief.
How does the upper mast section mushroom get missed so easily?
Well I always assemble the mast sections lying sail track up, to ensure the two sections are fully home, and the track is aligned with no snag at the join.
Then I check the halyard isn't twisted and both sides are secured in the lower cleat.
Then I step the mast.
From then on I'm either looking at the top of the mast, or the lower cleast & gooseneck area; some obscure mushroom halfway up - no chance - until now!!